Rent Reporting

Let Tenants Build Credit with Every Rent Payment

Give tenants an opportunity to boost their credit history with automatic rent reporting—simple, secure, cancel anytime.

*U.S. residents only.

Rated 4.3 out of 5

Capterra

Rated 4.3 out of 5

G2 Crowd

Rated 4.5 out of 5

GetApp

Rated 4.7 out of 5

SoftwareAdvice

Rated 4.3 out of 5

Capterra

Rated 4.3 out of 5

G2 Crowd

Rated 4.5 out of 5

GetApp

Rated 4.7 out of 5

SoftwareAdvice

Every feature you’ll ever need, and more

Automatically report to major credit bureaus

One-time historical reporting option (up to 24 months)

Update your credit score in as little as 30 days

Report on-time payments for just $4.95/mo

Faster payments, better futures

Rent reporting leads to more on-time payments for you—and real credit-building opportunities for tenants. By reporting rent to credit bureaus, you help tenants strengthen their payment history and improve their chances of qualifying for mortgages, car loans, and credit cards.

Create your rental application form the way you want—choose your qualifying questions, set your application fees, and sort by date to ensure legal compliance. Then, track every applicant from first inquiry to signed lease—all on TenantCloud.

Learn More

One-step rental application templates

Learn More

Never miss a qualified lead

With our built-in Leads Tracking Tool, you can view everyone who’s contacted you, respond faster, and invite interested prospects to apply before they lose interest.

Learn More

Screen smarter, lease faster

Run background checks, credit reports, and eviction screenings directly from an application—no extra steps necessary.

99.9% accuracy with Asurint & TransUnion
Collect screening fees automatically
Save time finding qualified tenants

Learn More

What our users have to say about Rent Reporting

Rated 5 out of 5

Helped My Credit

With rent reporting on TenantCloud, I was able to get the credit card I needed.

Current TenantCloud user

Rated 5 out of 5

Worth It

I like the idea that this can help boost credit. I’ve always thought it should be this way. Paying rent is like paying a mortgage, so why not?

Current TenantCloud user

Rated 5 out of 5

Rent Reporting Made a Difference

It’s only been two weeks, and my score went up 20 points.

Current TenantCloud user

Rated 5 out of 5

Easy to Use

I really like the tenant portal. I like that my renters can use rent reporting to help build their credit.

Sharon P., Current TenantCloud user

Plans & Pricing

Monthly Yearly (two months free)

Starter

Designed for DIY landlords looking to automate tasks and simplify their portfolios.

$18

.00

$15

.00

$180.00 if billed annually

Everything you get with Starter:

Growth

Designed for mid-to-large landlords looking for additional organization and tenant tools.

$35

.00

$29

.17

$350.00 if billed annually

Everything in Starter, plus:

Pro

Starter

Perfect for DIY landlords to simplify and automate their portfolio.

Monthly

$25

/mo

Annual

$180/yr billed annually

$15

/mo

Save $120/yr - 40% off

Everything you get with Starter:

Best Value

Growth

Advanced tools for property managers with larger portfolios.

Monthly

$35

/mo

Annual

$350/yr billed annually

$29

/mo

Save $70/yr - 17% off

Everything in Starter, plus:

Pro

Advanced financial tools for property managers seeking maximum efficiency.

Monthly

$60

/mo

Annual

$600/yr billed annually

$50

/mo

Save $120/yr - 17% off

Everything in Growth, plus:

Enterprise

Business

Tailored solutions for enterprise portfolios and teams.

Monthly

Starting at $100/mo

Custom

Annual

Custom

Contact Sales

Everything in Pro, plus:

Prices exclude any applicable taxes.

Compare all features

Property Management

Properties & Units

Unlimited

Leases

Custom

Data Storage & Management

1 gb

10 gb

25 gb

Custom

Service Providers

Data Export & Import

Notification Center

Landlord, Tenant, Service Pro & Owner Mobile Apps

Global Search

—

Tenant Message Board

—

Timeline

—

Occupancy Tracker

—

Rental Marketing & Listings

Rental Listings

Unlimited

Listing Syndication

Listing Website & Logo

—

AI Listing description

—

Listings Auto-Refresh

—

Custom

Leads Management

Lead Tracking

Lead Text Messaging

Custom

Tenant Screening

Full Tenant Screenings

Free*paid by applicant

Local County Searches

Income Verification

Online Rental Applications

Custom Applications

—

Leasing & Renewals

E-Signature

Lease Renewals

Document Templates

Custom

Move In/Out Inspections

—

Custom

Lease Builder (PDF upload or Create)

—

Landlord Forms (State-specific)

—

Tenant Management

Tenant Portal

Automatic Rent Invoicing

Deposit Management

Grace Period Settings

Late Fee Settings

Tenant Notices & Reminders

Instant Messaging

Autopay for Tenants

Maintenance Requests

Partial Payments Settings

Online Payments Settings

Renters Insurance

Rent Reporting to Credit Bureaus

Utility Setup

Rent Balance Tracking

—

Accounting & Financials

Income and Expense Management

Deposit Tracking

Transaction Activity

Recurring Transactions

Card Payments

1099-K Tax Forms

ACH Payments

$ 1.95*paid by a tenant

$ 1.75*paid by a tenant

$ 1.50*paid by a tenant

Custom

Bank Accounts

Custom

Legal Entities

Custom

Transaction Tags

150

Custom

Bank Reconciliation

—

Maintenance Management

Online Maintenance Requests

Unlimited

Recurring Requests

100

200

500

Custom

ServicePro Management

ServicePro Portal

ServicePro Invoicing & Payments

Vendor Network

Auto-Assign Maintenance Requests

—

Maintenance Requests Board

—

Team Roles & Permissions

Team Members

—

Custom

User Roles & Permissions

—

Team Calendar

—

Team Management

—

Team Member Tracking

—

Team Property Permissions

—

Team Activity Timeline

—

Google Calendar Sync

—

Property Manager Mode

—

Property Owner Management

Owner Portal

—

Messenger Portal

—

Property Owner Management

—

Owner Agreements

—

Service & Management Fees

—

Live Reporting

—

Owner Contribution Invoicing

—

Owner Distribution Invoicing

—

Online Payments

—

Reports

Tenant Statement

Property Statement

Provider Statement

Rent Roll

Contacts

Maintenance Requests

General Income & Expenses

Property Expenses

Renters Insurance

Vacant Rentals

Lease Statements

—

Deposits & Liabilities

—

Online Payments

—

1099 Tax Form

—

Owner Statement

—

Operating Statement

—

Tax Preparation

—

Profit & Loss Statement

—

Security

Device Authorization

Two-factor Authentication (2FA)

Data Encryption

Social Media SSO

Product & Customer Support

Email & Chat Support

Priority Support

Onboarding & Training

Priority Support

Tenant Support

Priority Support

Phone Support

—

Priority Support

Owner Support

—

Priority Support

FAQs

What is rent reporting and how does it work?

Rent reporting is the process of sending verified rent payment records to one or more of the three major credit bureaus: Equifax, Experian, and TransUnion.

Because rent is not automatically included in a credit file the way a car loan or credit card is, landlords need a third-party service like TenantCloud to submit that data on their behalf.

Once payments are reported, they appear on a tenant’s credit report and can contribute to their credit score, rewarding consistent on-time payers with a stronger financial profile.

Which credit bureaus does TenantCloud report rent payments to?

TenantCloud reports rent payments to the major credit bureaus. Not all rent reporting services submit data to every bureau, which is why it matters which platform your landlord uses.

When payments are reported consistently, they can appear across multiple bureau credit files, giving tenants the broadest possible coverage for building their credit history.

How long does it take for rent payments to show up on a credit report?

Most tenants see their first rent payment appear on their credit report within 30 days of enrollment.

The exact timeline can vary depending on the credit bureau and when in the reporting cycle the payment was submitted.

TenantCloud processes rent payment data on a monthly basis, so the sooner a tenant enrolls, the sooner their payment history starts building. Tenants can check their credit report directly with each bureau to confirm when the tradeline has been added.

Can tenants report up to 24 months of past rent payments?

Yes. TenantCloud offers a one-time historical reporting option that allows tenants to report up to 24 months of past rent payments to the credit bureaus.

This means a tenant who has been paying rent on time for two years does not have to start from zero. That existing payment history can be submitted at once, giving their credit profile an immediate boost rather than requiring them to build history one month at a time going forward.

Does rent reporting hurt a tenant's credit score?

For tenants who pay rent on time, rent reporting is a credit-building tool, not a liability. TenantCloud’s rent reporting is designed to reward consistent on-time payments.

Tenants with little or no credit history can see meaningful score improvements, with some reporting credit score increases of 60 points or more according to TransUnion data.

As with any form of credit reporting, late or missed payments can have a negative effect on a credit file, which is why rent reporting works best as a complement to reliable payment habits, not a substitute for them.

Does a tenant need to opt in, or can a landlord enroll them automatically?

Tenants need to opt in before their rent payments are reported to the credit bureaus. TenantCloud’s rent reporting is tenant-initiated, meaning the tenant actively enrolls and agrees to participate.

Landlords can invite tenants to sign up, but the tenant controls whether their payment history is submitted. This protects both parties and keeps the process compliant with consumer reporting requirements.

Tenants who prefer not to participate can simply decline the invitation without it affecting their tenancy.

Rent Reporting

Let Tenants Build Credit with Every Rent Payment

Every feature you’ll ever need, and more

Faster payments, better futures

One-step rental application templates

Never miss a qualified lead

Screen smarter, lease faster

What our users have to say about Rent Reporting

Plans & Pricing

Starter

Growth

Pro

Business

FAQs

What is rent reporting and how does it work?

Which credit bureaus does TenantCloud report rent payments to?

How long does it take for rent payments to show up on a credit report?

Can tenants report up to 24 months of past rent payments?

Does rent reporting hurt a tenant's credit score?

Does a tenant need to opt in, or can a landlord enroll them automatically?

Upgrade your rental application templates with TenantCloud.